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One of the major parts of personal finance is your borrowing capacity. To put it simply, this refers to the amount that a financial institution can lend you when you’re planning to purchase any property. Lenders take several factors into account and often have different qualifications for increasing a client’s borrowing capacity. All these are considered to prevent anyone from borrowing more than they can repay. Among the most common factors that lenders use for calculations are liabilities, income, and expenses. Personal loans, car loans, and credit card limits fall under liabilities, which can significantly limit a person’s borrowing capacity. By knowing how much you can borrow, you can better gauge what property fits you. To find out more about borrowing capacity and how to increase ...

In the purview of rising lifestyle diseases, and the COVID-19 pandemic, there has been a significant growth in the awareness of the importance of a robust life insurance cover amongst Indians. Today, many people are willing to purchase a term plan to protect their family’s financial future. If you are looking to buy a term plan yourself, it would help to understand the basics. So, read on, as we discuss a few critical aspects of the term insurance plan. Features and benefits of term insurance         Affordable premium – Term insurance has the lowest premium among other types of life insurance.         Tax benefit – A term insurance policy is an excellent tax-saving instrument. The premium you pay for the policy is eligible for tax deduction up to Rs. 1.5 lakhs under Sectio...

Normally, when they hear the word "fetish", people automatically tend to think about something sexual, but it isn't always the case. Sometimes, we are just talking about an innocent attraction, as the ones we will mention in this article. As a non-adult cam girl working in webcam jobs, you're not allowed to undress or engage in any type of sexual activity to entice your members. Instead, all you have to do is talk to them and convince them to spend as much time as possible with you in the private session. However, this doesn't mean that men won't still be men and they won't be attracted to some of the weirdest things you could imagine. Of course, we are not talking about fetishes such as dominance or impact play since they aren't compatible with non-adult webcam jobs. Our friends at Stu...

A woman has been left terrified by the actions of a creepy cyber-stalker who stole her photographs and personal details to set up a fake profile on Tinder. The woman, a 28 year old from Milton Keynes who is named Faith, was horrified when the man’s actions first came to light. At the time, she wasn’t even using dating apps and was happily settled in a relationship with her boyfriend. It came as a shock then, when a friend contacted her and asked her why her photo was on Tinder and even more confusing was the fact that she had seemingly listed herself as a lesbian. Faith’s friend knew that she was not a lesbian so the profile caused alarm bells. Faith said, “"My friend is lesbian and this profile flagged up in my name as a woman looking for women. She knew it couldn't possibly b...

The cryptocurrency market size is expected to be valued at 2.2 billion in 2026. This is equivalent to an annual compound rate of 7.1% from 2021. The tremendous growth comes as more individuals realize the benefits of crypto trading and investment. Moreover, the growth can be attributed to the rising adoption of cryptocurrencies for payments and transactions in the US. If you are interested in cryptos, you must be aware of the risks and demands of this new venture. Keep reading this cryptocurrency guide to learn the top cryptocurrency tips that you probably never knew about. Have a Purpose What's your motive for venturing into cryptocurrencies? If asked, most crypto traders and investors reveal that they are in the game for the money. This is somewhat true as everyone hopes to grow th...

Investing is a game of risks and returns but it’s one of the best ways to grow your money. When it comes to investing, good financial education and an entrepreneurial spirit are necessary in order to start off on the right foot. Aside from the financial knowledge about creating assets and increasing your income, there are 6 traits that will enable an investor to stay ahead of the game.  Below are 6 characteristics and traits you should possess in order to achieve success as an investor.  A Good Goal Setter and Planner A good investor should have a goal and a plan. Goals allow you to focus on what really matters while a proper plan guides you in choosing the right investment opportunity that fits your personality, your needs, and your goals. For example, your goal is to have pas...